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	<title>Dodd-Frank and the Law &#187; Ethan Mark</title>
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	<link>http://dodd-frank.com</link>
	<description>This site, developed and maintained by attorneys at Leonard, Street and Deinard, is dedicated to making sense of the complex Dodd Frank legislation and helping businesses understand how it will affect them specifically</description>
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		<title>Resources to Update  Comp Committee Charter Requirements by July 1</title>
		<link>http://dodd-frank.com/resources-to-update-comp-committee-charter-requirements-by-july-1/</link>
		<comments>http://dodd-frank.com/resources-to-update-comp-committee-charter-requirements-by-july-1/#comments</comments>
		<pubDate>Fri, 03 May 2013 14:22:37 +0000</pubDate>
		<dc:creator>Ethan Mark</dc:creator>
				<category><![CDATA[Public Companies and Securities]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3763</guid>
		<description><![CDATA[As most listed public companies know, as a result of the Dodd-Frank Act, the stock exchanges have adopted rules regarding the independence of compensation committees and their advisers.  NASDAQ and the NYSE require the first prong of these rules, which require revisions to compensation committee charters, to be completed by July 1, 2013. You may [...]]]></description>
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		<title>Appeals Court Dismisses Challenge to SEC Resource Extraction Rules</title>
		<link>http://dodd-frank.com/appeals-court-dismisses-challenge-to-sec-resource-extraction-rules/</link>
		<comments>http://dodd-frank.com/appeals-court-dismisses-challenge-to-sec-resource-extraction-rules/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 18:41:06 +0000</pubDate>
		<dc:creator>Ethan Mark</dc:creator>
				<category><![CDATA[Public Companies and Securities]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3743</guid>
		<description><![CDATA[In 2012 ,the SEC adopted final rules requiring public companies engaged in certain oil and gas activities to disclose payments made to domestic and foreign governments as required by the Dodd-Frank Act.  The rules were promptly challenged by the American Petroleum Institute, the Chamber of Commerce and others in the United States Court of Appeals [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>CFPB, FDIC and OCC Move Against Pay Day Lenders</title>
		<link>http://dodd-frank.com/cfpb-fdic-and-occ-move-against-pay-day-lenders/</link>
		<comments>http://dodd-frank.com/cfpb-fdic-and-occ-move-against-pay-day-lenders/#comments</comments>
		<pubDate>Thu, 25 Apr 2013 17:39:47 +0000</pubDate>
		<dc:creator>Ethan Mark</dc:creator>
				<category><![CDATA[Consumer Protection]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3735</guid>
		<description><![CDATA[The CFPB has issued a report on payday and deposit advance loans finding that for many consumers these products lead to a cycle of indebtedness.  The loans generally have three features: they are small-dollar amounts; borrowers must repay them quickly; and they require that a borrower repay the full amount or give lenders access to [...]]]></description>
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		<title>Court Rules Dodd-Frank’s Wells Notice Deadline is Internal</title>
		<link>http://dodd-frank.com/court-rules-dodd-franks-wells-notice-deadline-is-internal/</link>
		<comments>http://dodd-frank.com/court-rules-dodd-franks-wells-notice-deadline-is-internal/#comments</comments>
		<pubDate>Tue, 23 Apr 2013 20:45:21 +0000</pubDate>
		<dc:creator>Ethan Mark</dc:creator>
				<category><![CDATA[Public Companies and Securities]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3728</guid>
		<description><![CDATA[Section 929U of the Dodd-Frank Act provides: Not later than 180 days after the date on which Commission staff provide a written Wells notification to any person, the Commission staff shall either file an action against such person or provide notice to the Director of the Division of Enforcement of its intent to not file [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>CFPB Begins to Fix Recently Adopted Rules</title>
		<link>http://dodd-frank.com/cfpb-begins-to-fix-recently-adopted-rules/</link>
		<comments>http://dodd-frank.com/cfpb-begins-to-fix-recently-adopted-rules/#comments</comments>
		<pubDate>Sat, 13 Apr 2013 22:06:02 +0000</pubDate>
		<dc:creator>Ethan Mark</dc:creator>
				<category><![CDATA[Consumer Protection]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3696</guid>
		<description><![CDATA[The CFPB has issued a proposed rule clarifying and making technical amendments to the 2013 Escrows Final Rule issued by the Bureau in  January 2013. This is the first of the CFPB’s planned issuances to clarify and provide additional guidance about the mortgage rules it issued in January. The proposal has two primary purposes.  First, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Use of Additional Soliciting Materials Remains Constant in 2013</title>
		<link>http://dodd-frank.com/use-of-additional-soliciting-materials-remains-constant-in-2013/</link>
		<comments>http://dodd-frank.com/use-of-additional-soliciting-materials-remains-constant-in-2013/#comments</comments>
		<pubDate>Mon, 08 Apr 2013 13:29:34 +0000</pubDate>
		<dc:creator>Ethan Mark</dc:creator>
				<category><![CDATA[Public Companies and Securities]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3669</guid>
		<description><![CDATA[Since the advent of a mandatory but advisory say-on-pay vote required by the Dodd-Frank Act, issuers have used additional soliciting materials in connection with the say-on-pay vote.  Often the filings are made in connection with a negative recommendation by ISS or another proxy advisory firm.  For some high profile examples of the use of these [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mandatory Clearing of Swaps Begins</title>
		<link>http://dodd-frank.com/mandatory-clearing-of-swaps-begins/</link>
		<comments>http://dodd-frank.com/mandatory-clearing-of-swaps-begins/#comments</comments>
		<pubDate>Fri, 15 Mar 2013 19:21:25 +0000</pubDate>
		<dc:creator>Ethan Mark</dc:creator>
				<category><![CDATA[Derivatives]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3591</guid>
		<description><![CDATA[Swap dealers, major swap participants and private funds active in the swaps market are required to begin clearing certain index credit default swaps, or CDS, and interest rate swaps that they entered into on or after March 11, 2013. The clearing requirement determination does not apply to those who are eligible to elect an exception [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>SEC Discloses Data Related to 2012 Complaints</title>
		<link>http://dodd-frank.com/sec-discloses-data-related-to-2012-complaints/</link>
		<comments>http://dodd-frank.com/sec-discloses-data-related-to-2012-complaints/#comments</comments>
		<pubDate>Thu, 28 Feb 2013 14:15:34 +0000</pubDate>
		<dc:creator>Ethan Mark</dc:creator>
				<category><![CDATA[Litigation]]></category>
		<category><![CDATA[Public Companies and Securities]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3540</guid>
		<description><![CDATA[The SEC has disclosed data related to complaints in fiscal year 2012. During Fiscal 2012, the SEC’s Office of Investor Education and Advocacy closed 29,291 files relating to complaints, questions, and other contacts received from investors, a decrease of 4,341 files compared to FY 2011. Complaints related to ponzi and pyramid schemes were up 1,328%.  [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>OFR Posts Updated FAQs on Legal Entity Identifiers (LEIs)</title>
		<link>http://dodd-frank.com/ofr-posts-updated-faqs-on-legal-entity-identifiers-leis/</link>
		<comments>http://dodd-frank.com/ofr-posts-updated-faqs-on-legal-entity-identifiers-leis/#comments</comments>
		<pubDate>Wed, 20 Feb 2013 23:02:42 +0000</pubDate>
		<dc:creator>Ethan Mark</dc:creator>
				<category><![CDATA[Derivatives]]></category>
		<category><![CDATA[Public Companies and Securities]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3531</guid>
		<description><![CDATA[The Dodd-Frank Wall Street Reform and Consumer Protection Act established the Office of Financial Research, or OFR, within the Treasury Department to improve the quality of financial data available to policymakers and to facilitate more robust and sophisticated analysis of the financial system.  The OFR has recently posted updated FAQs on legal entity identifiers, or [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>GAO is Unable to Quantify Costs and Benefits of Dodd-Frank</title>
		<link>http://dodd-frank.com/gao-is-unable-to-quantify-costs-and-benefits-of-dodd-frank/</link>
		<comments>http://dodd-frank.com/gao-is-unable-to-quantify-costs-and-benefits-of-dodd-frank/#comments</comments>
		<pubDate>Fri, 15 Feb 2013 14:11:45 +0000</pubDate>
		<dc:creator>Ethan Mark</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3517</guid>
		<description><![CDATA[The GAO recently published a study in which it reviewed empirical and other studies on the impacts of financial crises and the Dodd-Frank reforms, as well as congressional testimonies, comment letters, and other public statements by federal regulators, industry representatives, and others.  Among other things, the study found: While the Dodd-Frank Wall Street Reform and [...]]]></description>
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