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	<title>Dodd-Frank and the Law</title>
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	<link>http://dodd-frank.com</link>
	<description>This site, developed and maintained by attorneys at Leonard, Street and Deinard, is dedicated to making sense of the complex Dodd Frank legislation and helping businesses understand how it will affect them specifically</description>
	<lastBuildDate>Mon, 20 May 2013 16:14:40 +0000</lastBuildDate>
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		<title>CFPB Takes Action Against Real Estate Kickbacks Under RESPA</title>
		<link>http://dodd-frank.com/cfpb-takes-action-against-real-estate-kickbacks-under-respa/</link>
		<comments>http://dodd-frank.com/cfpb-takes-action-against-real-estate-kickbacks-under-respa/#comments</comments>
		<pubDate>Mon, 20 May 2013 16:14:40 +0000</pubDate>
		<dc:creator>Steve Quinlivan</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Consumer Protection]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3814</guid>
		<description><![CDATA[The CFPB has ordered a Texas homebuilder, Paul Taylor, to surrender more than $100,000 he received in kickbacks for referring mortgage origination business to Benchmark Bank and to Willow Bend Mortgage Company. The Bureau is also prohibiting Taylor from engaging in future real estate settlement services, including mortgage origination. According to the CFPB, Paul Taylor [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Crowdfunding and Jobs Act News Roundup – May 17, 2013</title>
		<link>http://dodd-frank.com/crowdfunding-and-jobs-act-news-roundup-may-17-2013/</link>
		<comments>http://dodd-frank.com/crowdfunding-and-jobs-act-news-roundup-may-17-2013/#comments</comments>
		<pubDate>Fri, 17 May 2013 23:11:42 +0000</pubDate>
		<dc:creator>Steve Quinlivan</dc:creator>
				<category><![CDATA[Public Companies and Securities]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3809</guid>
		<description><![CDATA[This week the SEC appointed Keith F. Higgins as Director of the Division of Corporation Finance.  We don’t know him personally but have seen him speak at conferences and observed his leadership of the ABA’s Federal Regulation of Securities Committee.  We think he is an energetic and practical securities lawyer that will give the JOBS [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Whistleblower Law Firm Complains to SEC</title>
		<link>http://dodd-frank.com/whistleblower-law-firm-complains-to-sec/</link>
		<comments>http://dodd-frank.com/whistleblower-law-firm-complains-to-sec/#comments</comments>
		<pubDate>Fri, 17 May 2013 11:44:17 +0000</pubDate>
		<dc:creator>Jill Radloff</dc:creator>
				<category><![CDATA[Litigation]]></category>
		<category><![CDATA[Public Companies and Securities]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3807</guid>
		<description><![CDATA[Two partners from a self-described law firm that specializes in the representation of whistleblowers have sent a letter to the SEC Commissioners complaining about the use of severance agreements to prevent employees from participating in the SEC whistleblower program.  The letter complains about contractual clauses inserted in severance agreements with departing employees such as: Employee [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>SEC Chair Mary Jo White on Social Media</title>
		<link>http://dodd-frank.com/sec-chair-mary-jo-white-on-social-media/</link>
		<comments>http://dodd-frank.com/sec-chair-mary-jo-white-on-social-media/#comments</comments>
		<pubDate>Thu, 16 May 2013 23:29:35 +0000</pubDate>
		<dc:creator>Steve Quinlivan</dc:creator>
				<category><![CDATA[Public Companies and Securities]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3802</guid>
		<description><![CDATA[In testimony before the U.S. House of Representatives Committee on Financial Services, SEC Chair Mary Jo White stated that the Netflix Section 21(a) report stands for the proposition that use of social media is acceptable “so long as investors have been alerted about which social media outlets will be used to disseminate such information.  The [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>CFTC (and FERC) Compliance Managers Take Note – CFTC Schedules Vote on Final Interpretation of Disruptive Trading Practices</title>
		<link>http://dodd-frank.com/cftc-and-ferc-compliance-managers-take-note-cftc-schedules-vote-on-final-interpretation-of-disruptive-trading-practices/</link>
		<comments>http://dodd-frank.com/cftc-and-ferc-compliance-managers-take-note-cftc-schedules-vote-on-final-interpretation-of-disruptive-trading-practices/#comments</comments>
		<pubDate>Tue, 14 May 2013 16:19:50 +0000</pubDate>
		<dc:creator>Robert Fallon</dc:creator>
				<category><![CDATA[Energy]]></category>
		<category><![CDATA[Private Equity]]></category>
		<category><![CDATA[Public Companies and Securities]]></category>
		<category><![CDATA[cftc]]></category>
		<category><![CDATA[Disruptive Trading Practices]]></category>
		<category><![CDATA[FERC]]></category>
		<category><![CDATA[Spoofing]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3797</guid>
		<description><![CDATA[At its open meeting on May 16, 2013, the Commodity Futures Trading Commission will vote on the final interpretative rule for disruptive trading practices under Section 747 of the Dodd-Frank Act. That order should be of interest to CFTC compliance managers. But FERC (Federal Energy Regulatory Commission) compliance managers should also take note because FERC would [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Crowdfunding and Jobs Act News Roundup – May 10, 2013</title>
		<link>http://dodd-frank.com/crowdfunding-and-jobs-act-news-roundup-may-10-2013/</link>
		<comments>http://dodd-frank.com/crowdfunding-and-jobs-act-news-roundup-may-10-2013/#comments</comments>
		<pubDate>Fri, 10 May 2013 20:40:31 +0000</pubDate>
		<dc:creator>Steve Quinlivan</dc:creator>
				<category><![CDATA[Public Companies and Securities]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3791</guid>
		<description><![CDATA[It was another week of speculation as to when the SEC might finalize or propose any JOBS Act rule.  Broc Romanek of the TheCorporateCounsel.net pointed to one article which said the current JOBS Act proposal on eliminating general solicitation may be implemented as an interim final rule and compared that to statements attributed to SEC [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>PCAOB, Auditors and Executive Compensation</title>
		<link>http://dodd-frank.com/pcaob-auditors-and-executive-compensation/</link>
		<comments>http://dodd-frank.com/pcaob-auditors-and-executive-compensation/#comments</comments>
		<pubDate>Wed, 08 May 2013 19:25:17 +0000</pubDate>
		<dc:creator>Steve Quinlivan</dc:creator>
				<category><![CDATA[Executive Compensation]]></category>
		<category><![CDATA[Public Companies and Securities]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3787</guid>
		<description><![CDATA[The Public Company Accounting Oversight Board, or PCAOB, has reproposed a new auditing standard, Related Parties, and certain other amendments to its standards.  Overall, the reproposal is directed at detecting material misstatements and fraud.  But the proposed standards also include audit procedures related to executive compensation, given the possible incentive compensation can have on to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Study on Impact of Dodd-Frank on Community Banks</title>
		<link>http://dodd-frank.com/new-study-on-impact-of-dodd-frank-on-community-banks/</link>
		<comments>http://dodd-frank.com/new-study-on-impact-of-dodd-frank-on-community-banks/#comments</comments>
		<pubDate>Tue, 07 May 2013 23:15:17 +0000</pubDate>
		<dc:creator>Steve Quinlivan</dc:creator>
				<category><![CDATA[Banking]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3783</guid>
		<description><![CDATA[A new study sponsored by the American Enterprise Institute on the impact of Dodd-Frank on community banks has been published.  The study notes: If community banks are forced to merge, consolidate, or go out of business as a result of Dodd-Frank, one result will be an even greater concentration of assets on the books of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SEC Warns Public Officials About Potential Liability</title>
		<link>http://dodd-frank.com/sec-warns-public-officials-about-potential-liability/</link>
		<comments>http://dodd-frank.com/sec-warns-public-officials-about-potential-liability/#comments</comments>
		<pubDate>Tue, 07 May 2013 00:07:53 +0000</pubDate>
		<dc:creator>Steve Quinlivan</dc:creator>
				<category><![CDATA[Litigation]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3775</guid>
		<description><![CDATA[The SEC instituted a settled cease-and-desist proceeding against the City of Harrisburg, Pennsylvania for its violations of Section 10(b) of the Securities Exchange Act (“Exchange Act”) and Rule 10b-5.  In connection with the settlement, the SEC issued a Section 21(a) report captioned “Report of Investigation in the Matter of the City of Harrisburg, Pennsylvania Concerning [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Crowdfunding and Jobs Act News Roundup – May 3, 2013</title>
		<link>http://dodd-frank.com/crowdfunding-and-jobs-act-news-roundup-may-3-2013/</link>
		<comments>http://dodd-frank.com/crowdfunding-and-jobs-act-news-roundup-may-3-2013/#comments</comments>
		<pubDate>Fri, 03 May 2013 21:53:56 +0000</pubDate>
		<dc:creator>Steve Quinlivan</dc:creator>
				<category><![CDATA[Public Companies and Securities]]></category>

		<guid isPermaLink="false">http://dodd-frank.com/?p=3765</guid>
		<description><![CDATA[Mary Jo White, now chair of the SEC, submitted a written statement in her confirmation hearing that said “First, I would work with the staff and my fellow Commissioners to finish, in as timely and smart a way as possible, the rulemaking mandates contained in the Dodd-Frank Act and JOBS Act. The SEC needs to [...]]]></description>
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		<slash:comments>1</slash:comments>
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